
🌺Florida Florist & Plant Shop Insurance: Protect Your Blooming Business with a Progressive BOP from Barefoot Insurance Brokers
Are you a florist, garden center, or plant shop owner in Florida? Whether you’re arranging orchids in Vero Beach (32960) or growing your gift shop in Lakeland (33801), your retail operation deserves the right protection to thrive.
At Barefoot Insurance Brokers, we specialize in helping small businesses like yours secure tailored coverage through the Progressive Business Owners Policy (BOP)—a flexible, all-in-one insurance package built for retail and service-based businesses across the Sunshine State.
🌿 Why Florida Florists Need a Business Owners Policy (BOP)
As a florist or plant retailer, your shop is more than just a storefront—it’s where creativity meets commerce. With perishable inventory, fragile equipment, and daily foot traffic, one unexpected incident could disrupt your operations. That’s where a Progressive BOP comes in.
✅ Included in a Progressive BOP for Florists:
- Business Property Coverage (for your flowers, displays, fridges, and decor)
- General Liability Protection (if a customer slips or property is damaged)
- Business Interruption Insurance (replaces lost income if you must close due to a covered loss)
- Equipment Breakdown (including refrigeration or HVAC systems)
- Optional: Cyber Liability & Employment Practices Liability (EPLI)
With Progressive’s strong appetite for retail and gift shop classes, florists and plant shop owners are a perfect match—especially if you don’t manufacture or import your products, and your business operates under 4 locations and $5M in total insured value.
🌴 Tailored Coverage for Florida ZIPs
We proudly serve retail florists and garden businesses throughout:
- Lakeland (33801)
- Vero Beach (32960)
- Tampa (33614)
- Naples (34102)
- Port St. Lucie (34953)
…and all across Florida’s coast and central communities.
Looking for florist insurance near me or business insurance for plant shops in Florida? You’ve found your go-to agency.
💐 Bundle Peace of Mind with Your Petals
Whether you’re a seasoned florist with an established clientele or a new plant shop opening in a Florida neighborhood, Barefoot Insurance Brokers can help you quote fast, save with multi-policy discounts, and protect your business from common risks.
You can even bundle your Progressive BOP with Commercial Auto or a Personal Auto policy to unlock extra savings!
📞 Let’s Protect Your Passion
Inquiries? Contact Julia Dourvetakis at:
📧 julia@barefootins.com
📞 954-368-0060 x5
We’ll help you grow a policy as customized as your bouquets. 🌸
📍 Serving All of Florida & Georgia
Barefoot Insurance Brokers is proud to insure businesses in Florida and Georgia with the local insight and carrier access you deserve.